Your Comprehensive Credit Analysis
Credit Score Overview
Your Current Credit Score:
720
Your score falls in the Good category.
Credit Score Factors
Payment History (35%)
Excellent: Your consistent on-time payments are positively impacting your score.
Credit Utilization (30%)
Good: Your credit utilization is at 25%. Aim to keep it below 30% for optimal results.
Length of Credit History (15%)
Good: Your average account age is 7 years. Longer credit history generally improves your score.
Credit Mix (10%)
Very Good: You have a diverse mix of credit types, which positively affects your score.
New Credit (10%)
Excellent: You’ve managed new credit responsibly, with few recent hard inquiries.
Account Overview
Account Type | Balance | Credit Limit | Payment Status |
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Personalized Recommendations
Credit Score Simulator
See how different actions could affect your credit score: