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Credit News

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The most “average” cities in America (for credit and debt)

The most “average” cities in America (for credit and debt)

17 March 2025

Experian examined the eight U.S. cities most aligned with the national average in terms of credit score, credit card debt,…

Source: Miami Herald

The average credit score in the U.S. in 2025

The average credit score in the U.S. in 2025

11 March 2025

The average U.S. FICO® Score is 715, according to credit monitoring bureau Experian, where it's remained since 2023. FICO is…

Source: CNBC

Have a low credit score? Now may be the perfect time for a credit card

Have a low credit score? Now may be the perfect time for a credit card

7 March 2025

Rebuilding credit or building it from scratch might seem like a Catch-22. To raise your score, you need to show…

Source: CNBC

Average auto loan interest rates by credit score 2024

Average auto loan interest rates by credit score 2024

7 March 2025

Generally, the lower your credit score, the higher your annual percentage rate (APR) will be. However, you don’t need a…

Source: Yahoo Finance

Can you achieve a perfect 900 credit score in India? Myths vs reality explained

Can you achieve a perfect 900 credit score in India? Myths vs reality explained

5 March 2025

A 900 credit score is epitome of financial discipline. But can we achieve it and does it make a significant…

Source: Mint

What Credit Score Is Needed For A Bank Of America Card?

What Credit Score Is Needed For A Bank Of America Card?

5 March 2025

While credit scores may be the starting point for most institutions, you don’t need perfect credit to have a credit…

Source: Forbes

3 Things People With Perfect Credit Scores Have in Common

3 Things People With Perfect Credit Scores Have in Common

3 March 2025

Attaining a perfect credit score is difficult, but there's no "trick" to it. See how some Americans have done it…

Source: The Motley Fool on MSN

Credit Scores Are Plummeting for Student Loan Borrowers

Credit Scores Are Plummeting for Student Loan Borrowers

22 February 2025

"The issue is now my credit is ruined. I had perfect credit, an 800+ score across all bureaus. My debt…

Source: Newsweek

Last year I had a 535 credit score, today I'm at 667 and just got approved for my dream car

Last year I had a 535 credit score, today I'm at 667 and just got approved for my dream car

21 February 2025

Indeed, you don’t need a perfect score or anything close to it to get the full benefits. By making simple…

Source: 24/7 Wall St

Got Fair or Average Credit? Here's How a Credit Card Can Help Raise Your Score Even Higher

Got Fair or Average Credit? Here's How a Credit Card Can Help Raise Your Score Even Higher

18 February 2025

you'll be able to raise your credit score to "good" or "excellent" levels over time. How do you know if…

Source: CNET

CREDIT NEWS

UK freezes government credit cards in drive for savings

UK freezes government credit cards in drive for savings

17 March 2025

Thousands of government-issued credit cards accounting for hundreds of millions of pounds of spending will be frozen this week, Britain's…

Source: Reuters on MSN

UK to Cancel Thousands of Government Credit Cards to Cut Costs

UK to Cancel Thousands of Government Credit Cards to Cut Costs

17 March 2025

The UK government said it would cancel thousands of credit cards used by civil servants as part of Prime Minister…

Source: Bloomberg

What Are Credit Default Swaps?

What Are Credit Default Swaps?

17 March 2025

Credit default swaps (CDSs) provide protection for investors in the event that the borrower defaults on their debt or loan.…

Source: AOL

I had to drop an authorized user on my credit card. Here’s what happened.

I had to drop an authorized user on my credit card. Here’s what happened.

17 March 2025

For the uninitiated, adding someone as an authorized user to your account can help that person establish a credit history…

Source: AOL

Southern California cities top credit card debt list in new study

Southern California cities top credit card debt list in new study

17 March 2025

A new WalletHub study showed several Southern California cities have the most credit card debt in the U.S. Here's why…

Source: Los Angeles Times on MSN

Moody's places IndusInd Bank's credit assessment on review for downgrade

Moody's places IndusInd Bank's credit assessment on review for downgrade

17 March 2025

Moody's Ratings said on Monday it has placed IndusInd Bank's baseline credit assessment (BCA) under review for downgrade due to…

Source: Reuters on MSN

Why are HELOC rates so much lower than home equity loans now? Experts weigh in

Why are HELOC rates so much lower than home equity loans now? Experts weigh in

17 March 2025

HELOC interest rates are near two-year lows, making them significantly cheaper than home equity loans. Here's why.

Source: CBS News on MSN

I've Always Paid With A Debit Card, But People Say For $20+ A Credit Card Is Better. What's The Real Answer?

I've Always Paid With A Debit Card, But People Say For $20+ A Credit Card Is Better. What's The Real Answer?

16 March 2025

Flywheel Publishing has partnered with CardRatings for our coverage of credit card products. Flywheel Publishing and CardRatings may receive a…

Source: 24/7 Wall St. on MSN

Credit card debt is getting in the way of saving for many workers nearing retirement

Credit card debt is getting in the way of saving for many workers nearing retirement

16 March 2025

Credit card debt is a challenge for retirees and those nearing retirement. Many adults 50 and older carry credit card…

Source: Yahoo Finance on MSN

Where's The Credit?

Where's The Credit?

13 March 2025

EUR IG credit continues to show relentless resilience, shrugging off nearly all negative sentiments and risks.

Source: Seeking Alpha

REPORT

I had to drop an authorized user on my credit card. Here’s what happened.

I had to drop an authorized user on my credit card. Here’s what happened.

17 March 2025

For the uninitiated, adding someone as an authorized user to your account can help that person establish a credit history…

Source: AOL

Found error in credit report? This is how you can rectify it. A step-by-step guide

Found error in credit report? This is how you can rectify it. A step-by-step guide

17 March 2025

To rectify errors in a credit report, users should check it annually, identify inaccuracies, submit a dispute to the credit…

Source: Mint on MSN

Improving your credit could be easier than you think

Improving your credit could be easier than you think

16 March 2025

Total household debt increased by $93 billion to reach $18 trillion by the end of 2024, according to the Federal…

Source: 10tv.com on MSN

2024 Year in Review: Credit Reporting

2024 Year in Review: Credit Reporting

14 March 2025

Goodwin tracked four public enforcement actions related to credit reporting or credit repair services, consistent with the four …

Source: JD Supra

3 Reasons to Check Your Credit Report Today

3 Reasons to Check Your Credit Report Today

14 March 2025

Lenders use credit reports to assess risk. Monitoring your credit helps you spot errors and build a strong history, which…

Source: Florida Realtors

What Is a Credit Report and How Do You Read It?

What Is a Credit Report and How Do You Read It?

13 March 2025

What is a credit report? It’s a detailed summary of your credit history, debts and payment habits. Find out how…

Source: AOL

What Credit Card Protections Could We Lose if the CFPB Closes?

What Credit Card Protections Could We Lose if the CFPB Closes?

11 March 2025

Remember when the CFPB announced last year it would cap credit card late fees at $8? A typical late fee…

Source: U.S. News Money

Get your free credit report

Get your free credit report

10 March 2025

Check your free credit score and credit report as often as you want, and get alerts about changes so you…

Source: NerdWallet

How to Dispute Your Credit Report in 2025

How to Dispute Your Credit Report in 2025

26 February 2025

Once you get your credit report, read it over for errors. You should pay special attention to your demographic details…

Source: Money on MSN

Credit repair services can dispute credit report errors for you, but beware of scams and high fees

Credit repair services can dispute credit report errors for you, but beware of scams and high fees

17 February 2025

you may stumble upon credit repair companies that boast the ability to clean up your credit report. These companies often…

Source: CNBC

TIPS

8 smart tips to keep your personal loan from becoming a debt burden

8 smart tips to keep your personal loan from becoming a debt burden

17 March 2025

Most unsecured loans charge a higher rate of interest, thus putting a lot of pressure on your future income. RBI's…

Source: Mint on MSN

Credit Card Tips: Are you planning to get a credit card for the first time? Keep these things in mind

Credit Card Tips: Are you planning to get a credit card for the first time? Keep these things in mind

17 March 2025

If you are also thinking of applying for a credit card, then we are telling you what things should be…

Source: Newspoint on MSN

2025 tax season: Experts share top tips to maximize your return

2025 tax season: Experts share top tips to maximize your return

16 March 2025

According to a 2024 Bankrate survey, 36% of US adults earn extra income through a side hustle. And with the…

Source: AOL

5 essential tips to avoid credit card debt, maximize benefits

5 essential tips to avoid credit card debt, maximize benefits

14 March 2025

Credit cards can be a handy financial tool if used wisely. They provide advantages such as rewards, cashback, and an…

Source: NewsBytes

3 tips for getting the best HELOC rate this March

3 tips for getting the best HELOC rate this March

13 March 2025

Debt-to-income ratios (DTIs) are one of the main reasons borrowers aren't able to get the best HELOC rate or, in…

Source: CBS News on MSN

Missed an EMI? Here's how it impacts your credit score and recovery tips

Missed an EMI? Here's how it impacts your credit score and recovery tips

13 March 2025

A 30-day delay can cause a substantial drop in credit score, lowering your score by 90-100 points and even more…

Source: Business Standard

How to Get a Loan with No Credit: Essential Tips

How to Get a Loan with No Credit: Essential Tips

7 March 2025

Discover effective strategies for securing a loan with no credit. Learn options, application tips, and how to build your credit…

Source: Business Insider on MSN

SCAMS

AI enabling rise in ‘synthetic fraud’ attacks, credit information firm warns

AI enabling rise in ‘synthetic fraud’ attacks, credit information firm warns

17 March 2025

The growth in AI is making it easier for criminals to fabricate huge volumes of new identities using a combination…

Source: London Evening Standard on MSN

Dover tire shop owner admits to theft, credit and debit card fraud charges

Dover tire shop owner admits to theft, credit and debit card fraud charges

17 March 2025

The owner of a shuttered tire shop in Dover admitted to charges from a fraud investigation into his business. Derek…

Source: York Dispatch

Moody's places IndusInd Bank's credit assessment on review for downgrade

Moody's places IndusInd Bank's credit assessment on review for downgrade

17 March 2025

Moody's Ratings said on Monday it has placed IndusInd Bank's baseline credit assessment (BCA) under review for downgrade due to…

Source: Reuters on MSN

The sneaky E-Z Pass toll scam you need to watch out for

The sneaky E-Z Pass toll scam you need to watch out for

17 March 2025

The Ohio Turnpike issued a warning on YouTube about EZ Pass fraud in March. The scammers have reportedly used AI…

Source: CNBC

Officials issue more warnings about scam texts demanding toll payments

Officials issue more warnings about scam texts demanding toll payments

17 March 2025

WASHINGTON — State officials are warning Americans not to respond to a surge of scam road toll collection texts. The…

Source: Tampa Bay Times

Vermonters lost money to a variety of scams in 2024, with imposter scams leading the way

Vermonters lost money to a variety of scams in 2024, with imposter scams leading the way

17 March 2025

The Federal Trade Commission is responsible for protecting Americans against fraud. In 2024, Vermonters lost $10.5 million to fraud, according…

Source: The Burlington Free Press on MSN

Middleburg Heights woman defrauded of $8,000 in credit union-phone scam

Middleburg Heights woman defrauded of $8,000 in credit union-phone scam

14 March 2025

MIDDLEBURG HEIGHTS, Ohio – An Ivy Lane woman reported March 4 that she was defrauded of more than $8,000 through…

Source: cleveland.com

FourLeaf Federal Credit Union Review 2025

FourLeaf Federal Credit Union Review 2025

13 March 2025

Our FourLeaf Federal Credit Union explains the online credit unions bank accounts, and compares it to other online financial institutions.

Source: Insider

Kikoff Credit Builder Review March 2025

Kikoff Credit Builder Review March 2025

13 March 2025

Learn how Kikoff works, its benefits for your credit, and the steps to get started. Discover how Kikoff can help…

Source: Insider on MSN

NC Quick Pass scams can steal credit card, social security numbers, FBI warns

NC Quick Pass scams can steal credit card, social security numbers, FBI warns

11 March 2025

Some of these scams request information on social security numbers, as well as credit card numbers and other vital private…

Source: USA Today

MISTAKES

Found error in credit report? This is how you can rectify it. A step-by-step guide

Found error in credit report? This is how you can rectify it. A step-by-step guide

17 March 2025

To rectify errors in a credit report, users should check it annually, identify inaccuracies, submit a dispute to the credit…

Source: Mint on MSN

16 first-time homebuyer mistakes to avoid

16 first-time homebuyer mistakes to avoid

17 March 2025

Stretching your budget to buy a home you fall in love with is another first-time homebuyer mistake to avoid. With…

Source: Bankrate on MSN

Monster Hunter Wilds Credits Have a Mistake

Monster Hunter Wilds Credits Have a Mistake

15 March 2025

The creators of the recent Monster Hunter Wilds reveal that the game's credits have a mistake which will most likely…

Source: Game Rant on MSN

Your Credit Score Could Be Wrong: Why Checking Your Credit Report Matters And How To Fix Errors

Your Credit Score Could Be Wrong: Why Checking Your Credit Report Matters And How To Fix Errors

14 March 2025

Errors in your credit report can hurt your credit score and impact loan approvals. So, regularly reviewing your report, spotting…

Source: NDTV Profit

I Have an 800 Credit Score—3 Shopping Mistakes I Never Make

I Have an 800 Credit Score—3 Shopping Mistakes I Never Make

14 March 2025

Sometimes, one is all I need. If it's not broken, why fix it? I own one work tote. I wear…

Source: Yahoo

What Is a Credit Report and How Do You Read It?

What Is a Credit Report and How Do You Read It?

13 March 2025

What is a credit report? It’s a detailed summary of your credit history, debts and payment habits. Find out how…

Source: AOL

Taxpayers could lose their Additional Child Tax Credit refund if they make these mistakes in 2025

Taxpayers could lose their Additional Child Tax Credit refund if they make these mistakes in 2025

12 March 2025

Every year, millions of people in the United States claim the Child Tax Credit, but a small mistake when filing…

Source: MARCA

7 common credit report errors that you must watch out for

7 common credit report errors that you must watch out for

12 March 2025

Some common errors in a credit report can include incorrect balance, a closed account is still open, an account is…

Source: Mint on MSN

Credit Card Mistakes Are Destroying Your Credit Score; Here’s How to Turn Them Around

Credit Card Mistakes Are Destroying Your Credit Score; Here’s How to Turn Them Around

11 March 2025

If you find you’re making a number of credit-eroding mistakes, you may think it’s a good idea to cut up…

Source: 24/7 Wall St. on MSN

Credit Card Mistakes Are Destroying Your Credit Score; Here's How to Turn Them Around

Credit Card Mistakes Are Destroying Your Credit Score; Here's How to Turn Them Around

11 March 2025

Are You Still Paying With a Debit Card? The average American spends $17,274 on debit cards a year, and it’s…

Source: 24/7 Wall St

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