Boost Your Credit Score
Why Credit Mix Matters
Your credit mix accounts for 10% of your FICO score. A diverse credit portfolio demonstrates your ability to manage various types of credit responsibly.
- Understand different credit types
- Get personalized recommendations
- Develop a strategic credit-building plan
How It Works
- Enter your current credit accounts
- Receive instant analysis of your credit mix
- Get tailored recommendations to improve your score
- Follow a customized credit-building roadmap
Optimize your credit mix for maximum impact on your credit score
Understanding Credit Mix
What is Credit Mix?
Credit mix represents the variety of credit accounts in your profile. It makes up 10% of your FICO® Score and demonstrates your ability to manage different types of credit responsibly.
Revolving Credit
Includes credit cards and credit lines. These accounts have flexible payment amounts and ongoing credit access. They show lenders how you manage open-ended credit.
Installment Credit
Includes mortgages, auto loans, and personal loans. These have fixed payments and end dates. They demonstrate your ability to commit to long-term financial obligations.
Analysis Results
Credit Mix Score
–/100
Total Accounts
—
Mix Rating
—
Diversity Score
–/10